What happens when a promotion changes not just your paycheck—but your entire tax strategy?
In this episode of Savvy Women Talk Money, Catherine and Rachel break down the hidden complexity behind incentive stock options (ISOs) and non-qualified stock options (NSOs)—and why many professionals accidentally create massive tax problems without realizing it. From Alternative Minimum Tax surprises to rising stock prices quietly increasing ordinary income exposure, this conversation uncovers the planning mistakes that can cost investors thousands.
You’ll learn:
• The real difference between ISOs and NSOs
• Why waiting too long to exercise can backfire
• How promotions can dramatically change your tax exposure
• The hidden danger of concentrated stock positions
• Why liquidity and diversification matter more than people think
If you’ve ever thought “my stock went up, so I’m good,” this episode may completely change how you think about equity compensation, taxes, and long-term wealth strategy.
Because with stock options, timing isn’t just important—it can determine how much wealth you actually keep.
Date Recorded: 05/14/26
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The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.